Internal data

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Internal data, coming from companies’ engagement and proprietary information, is a crucial source for more accurate and robust credit analysis.

In addition to traditional historical credit data, detailed information such as payment history, purchasing patterns and interactions with the company help to better understand customers' behavior and financial capacity.

And with this, the personalization of credit analysis occurs, with albania mobile database of unique profiles, prediction of trends and adjustment of credit conditions.

For example, a customer with recurring payments but occasional delays may be treated differently than one with a history of consistent default.

Strategic use of this data can improve decision accuracy and strengthen customer relationships.